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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Generally, rates charged for Insurance may NOT be

A) excessive, inadequate, or unfairly discriminatory.
B) cost prohibitive.
C) different for persons withdiffering risk profiles.
D) discriminatory.

2. An Insurer would consider which of the following In determining whether to accept a group life plan?

A) Beneficiary
B) Dependents
C) Grace period
D) Average age

3. At what age can an Individual begin to receive distributions from an IRA without a tax penalty?

A) 63 1/2 years.
B) 55 1/2 years.
C) 65 1/2 years.
D) 59 1/2 years.

4. Which of the following dividend options is taxable?

A) Paid up additions.
B) Accumulation at interest.
C) 1-year term.
D) Return of premium.

5. A policyowner may not pay premiums with which frequency?

A) Quarterly
B) Bi-weekly
C) Semi-annually
D) Monthly

Solutions: