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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) standard exception.
C) post policy event.
D) condition.

2. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) litigation.
B) indemnification.
C) subrogation.
D) arbitration.

3. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) highway.
B) fence line.
C) iron pin.
D) corner of a recorded subdivision lot.

4. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a subordination clause.
B) an assumption clause.
C) a prepayment clause.
D) a due-on-sale clause.

5. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subrogated to the lien of the insured mortgage.
B) restricted to the lien of the subject mortgage.
C) waived to the lien of the subject mortgage.
D) subordinated to the lien of the subject mortgage.

Solutions: