Every candidate studies differently, so Actual4Exams offers the CII Examination element of M05 Insurance law practice questions in three formats: a printable PDF, a desktop test engine for Windows, and an online test engine that runs in any browser. Pick the format that fits your routine for the E05 exam — or use all three together.
CII E05 Exam Overview:
| Certification Vendor: | CII (The Chartered Insurance Institute) |
|---|---|
| Exam Name: | Examination element of M05 Insurance law |
| Exam Number: | E05 |
| Real Exam Qty: | 50 |
| Exam Format: | Multiple Response Questions, Multiple Choice Questions (MCQ) |
| Exam Price: | £195 - £245 (approx., varies by region/member status) |
| Passing Score: | 65% |
| Available Languages: | English |
| Certificate Validity Period: | 3 years |
| Related Certifications: | CII Diploma in Insurance CII Advanced Diploma in Insurance |
| Exam Duration: | 60 minutes |
| Recommended Training: | CII RevisionMate Learning Platform CII Key Facts Booklet - M05 |
| Exam Registration: | CII Official Registration |
| Sample Questions: |  |
| Exam Way: | Online remote proctored or in-person at approved test centres |
| Pre Condition: | Recommended prior knowledge: IF1 Insurance, Legal and Regulatory or equivalent |
| Official Syllabus URL: | https://www.ciigroup.org/learning/qualifications/diploma-in-insurance-qualification/unit-insurance-law-m05/ |
CII E05 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Formation of Insurance Contracts | 15% | - Insurable interest - Offer, acceptance and consideration - Utmost good faith and disclosure |
| Law of Contract | 15% | - Terms, conditions and representations - Essentials of a valid contract - Breach and remedies |
| Claims and Indemnity Principles | 15% | - Notification and proof of loss - Subrogation and contribution - Measure of indemnity |
| Interpretation and Vitiation of Insurance Contracts | 15% | - Warranties, conditions and exceptions - Factors vitiating the contract - Rules of construction |
| Law of Torts | 15% | - Application to liability insurance - Principles of negligence - Other torts: trespass, nuisance, breach of statutory duty |
| Nature and Sources of English Law | 15% | - Legal system and structure - Legal personality and capacity - Sources of law: statute, common law, EU influence |
| Law of Agency | 10% | - Application to insurance intermediaries - Creation and types of agency - Authority, rights and duties |
Common Questions About the CII E05 Exam
The E05 exam, officially known as CII Examination element of M05 Insurance law, is the CII test that leads to the Insurance Law (M05) certification at the Associate / Diploma Level level. Passing it validates the skills employers expect from a certified professional. It is also associated with related credentials such as CII Diploma in Insurance, CII Advanced Diploma in Insurance.
The E05 exam contains 50 questions, and you have 60 minutes to complete them. Work out your per-question pace before test day, and flag slow items instead of stalling on them — time pressure, not knowledge, sinks many first attempts. Timed mock exams in the Actual4Exams test engines are the most reliable way to build that rhythm.
The passing score for the E05 exam is 65%, and the official registration fee is £195 - £245 (approx., varies by region/member status). If you miss the mark, a retake means paying the full fee again, so book your seat only when you are ready. A practical benchmark: score consistently above the passing line on timed practice tests before scheduling the real exam.
Recommended prior knowledge: IF1 Insurance, Legal and Regulatory or equivalent
Entry requirements can change, so confirm the latest conditions on the official exam page: https://www.ciigroup.org/learning/qualifications/diploma-in-insurance-qualification/unit-insurance-law-m05/.
You can book the E05 exam through the official registration channels below:
Exam delivery: Online remote proctored or in-person at approved test centres. Seats at popular test centers fill quickly, so schedule early once your preparation is on track.
CII recommends the following training options for CII Examination element of M05 Insurance law candidates:
Pair any course with the 52 practice questions from Actual4Exams to measure how ready you really are before paying the exam fee.
Yes. A free PDF demo of the CII Examination element of M05 Insurance law questions is available, so you can check the question style and answer quality before you pay. Every purchase also includes 365 days of free updates, and if the product expires you can renew the update service at a 50% discount from your member zone.
If you take the corresponding E05 exam within 60 days of purchase and do not pass, you can apply for a full refund under the 100% Money Back Guarantee: submit a scan of your enrollment slip and your official Score Report (PDF) within 2 days of the exam date, and the claim is processed within 7 days. Attempts made within 3 days of purchase, downloads without an actual exam attempt, free materials, and expired orders are not eligible, and the candidate name must match the payer name. Prefer new material instead of a refund? You can exchange your purchase for two free products of equal value and keep the update service on your original product. As for delivery, the files are available for instant download and are also emailed to you within one minute of payment — if nothing arrives within 2 hours, contact customer service. There is no limit on how many computers you can install the product on.
The official CII Examination element of M05 Insurance law outline is organized into 7 domains. The first three are:
- Interpretation and Vitiation of Insurance Contracts — 15% of the exam
- Law of Agency — 10% of the exam
- Nature and Sources of English Law — 15% of the exam
See the complete exam topics section above for the full outline and the weighting of every domain.
CII Examination element of M05 Insurance law Sample Questions:
Who is entitled to the surplus if a subrogation recovery from a negligent third party is greater than the amount the insurer has paid to the insured?
- A. The insured only.
- B. The insurer only.
- C. It is shared between the insurer and the insured.
- D. The State
Correct Answer: A 🗳️
Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim's principal?
- A. No one as Tim is not a party to the insurance contract.
- B. The insurer at all times.
- C. Paul as it is a consumer contract.
- D. Both the insurer and Paul at different times.
Correct Answer: B 🗳️
Two liability policies with different insurers cover the same loss of £15,000,000. The limit of liability is
£10,000,000 under policy X and £20,000,000 under policy Y. Neither policy has a non-contribution clause.
What amount will policy Y contribute towards the claim payment?
- A. £7,500,000
- B. £10,000,000
- C. £9,000,000
- D. £5,000,000
Correct Answer: C 🗳️
A professional indemnity policy includes a condition requiring that the insured must give prompt notice of any circumstance that could give rise to a claim. What type of condition is this?
- A. A condition precedent to liability.
- B. A suspensive condition.
- C. A condition precedent to the contract.
- D. A collateral condition.
Correct Answer: A 🗳️
According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer
- A. provides coverage that is more restrictive than that of other insurers.
- B. requires notification of a claim within a very short time period.
- C. applies a specific exclusion within the policy wording.
- D. imposes a premium loading.
Correct Answer: B 🗳️
No help, Full refund!
Actual4Exams confidently stands behind all its offerings by giving Unconditional "No help, Full refund" Guarantee. Since the time our operations started we have never seen people report failure in the CII E05 exam after using our products. With this feedback we can assure you of the benefits that you will get from our products and the high probability of clearing the E05 exam.
We still understand the effort, time, and money you will invest in preparing for your certification exam, which makes failure in the CII E05 exam really painful and disappointing. Although we cannot reduce your pain and disappointment but we can certainly share with you the financial loss.
This means that if due to any reason you are not able to pass the E05 actual exam even after using our product, we will reimburse the full amount you spent on our products. you just need to mail us your score report along with your account information to address listed below within 7 days after your unqualified certificate came out.
