Ohio Department of Insurance OH-Life-Agent-Series-11-44 Valid Dump : OHIO Life Insurance Agent Series 11-44

OH-Life-Agent-Series-11-44 real exams

Exam Code: OH-Life-Agent-Series-11-44

Exam Name: OHIO Life Insurance Agent Series 11-44

Updated: Sep 14, 2025

Q & A: 107 Questions and Answers

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A) Cost of living.
B) Guaranteed insurability.
C) Disability income.
D) Guaranteed renewability.


2. Upon annuitization, which of the following will have the HIGHEST monthly payout?

A) Straight life with guaranteed payments.
B) Joint life.
C) Straight life.
D) Joint and survivor life.


3. Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?

A) Misrepresentation
B) Forgery
C) Concealment
D) Coercion


4. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?

A) 10
B) 30
C) 15
D) 20


5. Risks are generally NOT Insurable if

A) the loss is expected.
B) the policyholder has a policy from another insurer.
C) there are many individuals who may also experience a similar loss.
D) deductibles would be required.


Solutions:

Question # 1
Answer: B
Question # 2
Answer: C
Question # 3
Answer: A
Question # 4
Answer: C
Question # 5
Answer: A

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