Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Valid Dump : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Accident-and-Health-or-Sickness-Producer real exams

Exam Code: Accident-and-Health-or-Sickness-Producer

Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Updated: Aug 06, 2025

Q & A: 92 Questions and Answers

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. The free-look period provided in a life insurance policy is usually:

A) 10 days
B) 31 days
C) 60 days
D) 45 days


2. A health maintenance organization may issue a contract that provides benefits for the following:

A) The dismemberment of an HMO member
B) Replacement of income lost by a member due to the member's disability
C) Health care services provided to members of the HMO
D) The accidental death of an HMO member


3. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

A) Contribute to employee premiums
B) Have at least 50% of its employees work in the state of Maryland
C) Have at least 50% of its employees reside in the state of Maryland
D) Have its principal place of business in the state of Maryland


4. An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

A) Must pay the claim upon receipt of the proof of loss
B) Can refuse to pay the claim because coverage has been terminated
C) Must pay the claim within one year of termination of coverage
D) Can refuse to pay the claim under the pre-existing conditions exclusion


5. All of the following are considered to be fraud EXCEPT:

A) Collecting a proper premium for insurance that is provided
B) Collecting a charge for insurance that is less than the charge applicable to that insurance
C) Collecting a premium for insurance that is not provided
D) Willfully collecting a premium that exceeds the amount of the premium


Solutions:

Question # 1
Answer: A
Question # 2
Answer: C
Question # 3
Answer: D
Question # 4
Answer: A
Question # 5
Answer: A

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