Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Valid Dump : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Accident-and-Health-or-Sickness-Producer real exams

Exam Code: Accident-and-Health-or-Sickness-Producer

Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Updated: May 29, 2026

Q & A: 92 Questions and Answers

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?

A) Rebating
B) Fraud
C) Twisting
D) Replacement


2. If an individual's occupation is considered to be illegal:

A) It may result in a denial of a disability income claim
B) It may require a waiver on a disability income insurance policy
C) It results in a substandard rating on an accident and health insurance policy
D) It must be stated as such on an accident and health insurance application


3. All of the following are considered to be fraud EXCEPT:

A) Collecting a proper premium for insurance that is provided
B) Collecting a charge for insurance that is less than the charge applicable to that insurance
C) Collecting a premium for insurance that is not provided
D) Willfully collecting a premium that exceeds the amount of the premium


4. An insured's statements on an accident and health insurance application are deemed to be:

A) Representations
B) General provisions
C) Warranties
D) Categorical


5. Which type of Medicare Supplement information can be used without prior state approval?

A) Insurance company brochures
B) Radio announcements approved by the insurer
C) Television advertisements approved by the insurer
D) Government publications


Solutions:

Question # 1
Answer: B
Question # 2
Answer: A
Question # 3
Answer: A
Question # 4
Answer: A
Question # 5
Answer: D

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