Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 : Accident-and-Health-or-Sickness-Producer valid dumps

Accident-and-Health-or-Sickness-Producer real exams

Exam Code: Accident-and-Health-or-Sickness-Producer

Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Updated: May 08, 2025

Q & A: 92 Questions and Answers

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?

A) Home health care
B) Skilled nursing facility care
C) Custodial facility care
D) Respite care


2. All of the following are examples of unfair claims settlement practices EXCEPT:

A) Refusing arbitrarily and unreasonably to pay claims
B) Misrepresenting pertinent facts of coverage
C) Denying unsubstantiated claims on a timely basis
D) Failing to promptly provide a reason for a claim denial


3. In dental insurance coverage, which one of the following typically is EXCLUDED?

A) Dental X-rays
B) Treatment started prior to the eligibility date
C) Root canal therapy
D) Preventive care


4. After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?

A) Rebating
B) Fraud
C) Twisting
D) Replacement


5. All of the following are considered to be fraud EXCEPT:

A) Collecting a proper premium for insurance that is provided
B) Collecting a charge for insurance that is less than the charge applicable to that insurance
C) Collecting a premium for insurance that is not provided
D) Willfully collecting a premium that exceeds the amount of the premium


Solutions:

Question # 1
Answer: D
Question # 2
Answer: C
Question # 3
Answer: B
Question # 4
Answer: B
Question # 5
Answer: A

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