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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Under a multiple protection policy, the policy that pays on the death of the last person is called

A) an annuity life policy.
B) a joint life policy.
C) a universal life policy.
D) a survivorship life policy.

2. Which of the following is NOT a requirement to become a resident producer or adjuster in Oklahoma?

A) Be at least 18 years of age.
B) Live in Oklahoma for a period of 6 months or more.
C) Successfully passing a licensing examination.
D) Must be of good personal and business reputation.

3. Backdating on a life insurance policy is the practice of

A) excluding medical coverage for preexisting medical conditions.
B) accepting the premium after the expiration of the grace period.
C) making the policy effective on an earlier date than the present.
D) reinstating a lapsed policy.

4. An alien insurer is which one of the following?

A) One formed under the laws of a state other than Oklahoma.
B) One formed under the laws of a country other than the United States of America.
C) One formed under the laws of Oklahoma.
D) One formed under the laws of a state geographically bordering Oklahoma.

5. The Oklahoma Insurance Commissioner may place on probation, censure, suspend, revoke, or refuse to issue a license to an applicant for all of the following causes EXCEPT

A) having admitted to have committed fraud.
B) failing to pay state taxes.
C) having been convicted of a misdemeanor.
D) providing incorrect, misleading, or materially untrue information in the license application.

Solutions: