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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. On an individual insurance application, which of the following signatures is NOT required?

A) Applicant.
B) Insured if different from the applicant.
C) The insurer.
D) The producer.

2. What type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured's other health insurance?

A) Medigap
B) Hospital indemnity
C) Limited-amount per diem
D) Blanket

3. A deliberate lie by an insured to the insurer to obtain a lower premium is an example of

A) fraud.
B) concealment.
C) omission.
D) aleatory.

4. A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is

A) a juvenile trust.
B) a universal life insurance policy.
C) a modified life insurance policy.
D) an endowment policy.

5. The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the

A) entire contract.
B) certificate.
C) application.
D) policy summary.

Solutions: