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IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) Certification Path
The IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) Certification is one of the major certification organized by IAPP mainly focussing to the area of data privacy. There is no prerequisite for this exam but those professional who having keen to work in the stream of data privacy and want to learn about how to keep your data records safely then IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) is the right option for them. For more information related to IAPP certification track IAPP-certification-path
NEW QUESTION 41
In a case of civil litigation, what might a defendant who is being sued for distributing an employee's private information face?
- A. Probation.
- B. Criminal fines.
- C. An injunction.
- D. A jail sentence.
Answer: C
NEW QUESTION 42
Most states with data breach notification laws indicate that notice to affected individuals must be sent in the
"most expeditious time possible without unreasonable delay." By contrast, which of the following states currently imposes a definite limit for notification to affected individuals?
- A. Maine
- B. California
- C. New York
- D. Florida
Answer: D
Explanation:
Explanation/Reference: https://www.itgovernanceusa.com/data-breach-notification-laws
NEW QUESTION 43
What consumer protection did the Fair and Accurate Credit Transactions Act (FACTA) require?
- A. The truncation of account numbers on credit card receipts
- B. Consumer notice when third-party data is used to make an adverse decision
- C. The right to request removal from e-mail lists
- D. The ability for the consumer to correct inaccurate credit report information
Answer: D
NEW QUESTION 44
What is the main purpose of the CAN-SPAM Act?
- A. To empower the FTC to create rules for messages containing sexually explicit content
- B. To diminish the use of electronic messages to send sexually explicit materials
- C. To ensure that organizations respect individual rights when using electronic advertising
- D. To authorize the states to enforce federal privacy laws for electronic marketing
Answer: C
NEW QUESTION 45
SCENARIO
Please use the following to answer the next QUESTION
When there was a data breach involving customer personal and financial information at a large retail store, the company's directors were shocked. However, Roberta, a privacy analyst at the company and a victim of identity theft herself, was not. Prior to the breach, she had been working on a privacy program report for the executives. How the company shared and handled data across its organization was a major concern. There were neither adequate rules about access to customer information nor procedures for purging and destroying outdated dat a. In her research, Roberta had discovered that even low- level employees had access to all of the company's customer data, including financial records, and that the company still had in its possession obsolete customer data going back to the 1980s.
Her report recommended three main reforms. First, permit access on an as-needs-to-know basis. This would mean restricting employees' access to customer information to data that was relevant to the work performed. Second, create a highly secure database for storing customers' financial information (e.g., credit card and bank account numbers) separate from less sensitive information. Third, identify outdated customer information and then develop a process for securely disposing of it.
When the breach occurred, the company's executives called Roberta to a meeting where she presented the recommendations in her report. She explained that the company having a national customer base meant it would have to ensure that it complied with all relevant state breach notification laws. Thanks to Roberta's guidance, the company was able to notify customers quickly and within the specific timeframes set by state breach notification laws.
Soon after, the executives approved the changes to the privacy program that Roberta recommended in her report. The privacy program is far more effective now because of these changes and, also, because privacy and security are now considered the responsibility of every employee.
Based on the problems with the company's privacy security that Roberta identifies, what is the most likely cause of the breach?
- A. Lost company property such as a computer or flash drive.
- B. Fraud involving credit card theft at point-of-service terminals.
- C. Unintended disclosure of information shared with a third party.
- D. Mishandling of information caused by lack of access controls.
Answer: D
NEW QUESTION 46
A student has left high school and is attending a public postsecondary institution. Under what condition may a school legally disclose educational records to the parents of the student without consent?
- A. If the student has not yet turned 18 years of age
- B. If the student has applied to transfer to another institution
- C. If the student is in danger of academic suspension
- D. If the student is still a dependent for tax purposes
Answer: D
NEW QUESTION 47
Which of the following became the first state to pass a law specifically regulating the collection of biometric data?
- A. Illinois.
- B. Texas.
- C. Washington.
- D. California.
Answer: A
NEW QUESTION 48
Most states with data breach notification laws indicate that notice to affected individuals must be sent in the "most expeditious time possible without unreasonable delay." By contrast, which of the following states currently imposes a definite limit for notification to affected individuals?
- A. Maine
- B. California
- C. New York
- D. Florida
Answer: D
NEW QUESTION 49
The Cable Communications Policy Act of 1984 requires which activity?
- A. Delivery of an annual notice detailing how subscriber information is to be used
- B. Obtaining subscriber consent for disseminating any personal information necessary to render cable services
- C. Notice to subscribers of any investigation involving unauthorized reception of cable services
- D. Destruction of personal information a maximum of six months after it is no longer needed
Answer: C
NEW QUESTION 50
SCENARIO
Please use the following to answer the next QUESTION
Noah is trying to get a new job involving the management of money. He has a poor personal credit rating, but he has made better financial decisions in the past two years.
One potential employer, Arnie's Emporium, recently called to tell Noah he did not get a position. As part of the application process, Noah signed a consent form allowing the employer to request his credit report from a consumer reporting agency (CRA). Noah thinks that the report hurt his chances, but believes that he may not ever know whether it was his credit that cost him the job. However, Noah is somewhat relieved that he was not offered this particular position. He noticed that the store where he interviewed was extremely disorganized. He imagines that his credit report could still be sitting in the office, unsecured.
Two days ago, Noah got another interview for a position at Sam's Market. The interviewer told Noah that his credit report would be a factor in the hiring decision. Noah was surprised because he had not seen anything on paper about this when he applied.
Regardless, the effect of Noah's credit on his employability troubles him, especially since he has tried so hard to improve it. Noah made his worst financial decisions fifteen years ago, and they led to bankruptcy. These were decisions he made as a young man, and most of his debt at the time consisted of student loans, credit card debt, and a few unpaid bills - all of which Noah is still working to pay off. He often laments that decisions he made fifteen years ago are still affecting him today.
In addition, Noah feels that an experience investing with a large bank may have contributed to his financial troubles. In 2007, in an effort to earn money to help pay off his debt, Noah talked to a customer service representative at a large investment company who urged him to purchase stocks. Without understanding the risks, Noah agreed. Unfortunately, Noah lost a great deal of money.
After losing the money, Noah was a customer of another financial institution that suffered a large security breach. Noah was one of millions of customers whose personal information was compromised. He wonders if he may have been a victim of identity theft and whether this may have negatively affected his credit.
Noah hopes that he will soon be able to put these challenges behind him, build excellent credit, and find the perfect job.
Based on the scenario, which legislation should ease Noah's worry about his credit report as a result of applying at Arnie's Emporium?
- A. The Disposal Rule under the Fair and Accurate Credit Transactions Act (FACTA).
- B. The Red Flags Rule under the Fair and Accurate Credit Transactions Act (FACTA).
- C. The Safeguards Rule under the Gramm-Leach-Bliley Act (GLBA).
- D. The Privacy Rule under the Gramm-Leach-Bliley Act (GLBA).
Answer: C
NEW QUESTION 51
SCENARIO
Please use the following to answer the next QUESTION:
Larry has become increasingly dissatisfied with his telemarketing position at SunriseLynx, and particularly with his supervisor, Evan. Just last week, he overheard Evan mocking the state's Do Not Call list, as well as the people on it. "If they were really serious about not being bothered," Evan said, "They'd be on the national DNC list. That's the only one we're required to follow. At SunriseLynx, we call until they ask us not to." Bizarrely, Evan requires telemarketers to keep records of recipients who ask them to call "another time." This, to Larry, is a clear indication that they don't want to be called at all. Evan doesn't see it that way.
Larry believes that Evan's arrogance also affects the way he treats employees. The U.S. Constitution protects American workers, and Larry believes that the rights of those at SunriseLynx are violated regularly. At first Evan seemed friendly, even connecting with employees on social medi a. However, following Evan's political posts, it became clear to Larry that employees with similar affiliations were the only ones offered promotions.
Further, Larry occasionally has packages containing personal-use items mailed to work. Several times, these have come to him already opened, even though this name was clearly marked. Larry thinks the opening of personal mail is common at SunriseLynx, and that Fourth Amendment rights are being trampled under Evan's leadership.
Larry has also been dismayed to overhear discussions about his coworker, Sadie. Telemarketing calls are regularly recorded for quality assurance, and although Sadie is always professional during business, her personal conversations sometimes contain sexual comments. This too is something Larry has heard Evan laughing about. When he mentioned this to a coworker, his concern was met with a shrug. It was the coworker's belief that employees agreed to be monitored when they signed on. Although personal devices are left alone, phone calls, emails and browsing histories are all subject to surveillance. In fact, Larry knows of one case in which an employee was fired after an undercover investigation by an outside firm turned up evidence of misconduct. Although the employee may have stolen from the company, Evan could have simply contacted the authorities when he first suspected something amiss.
Larry wants to take action, but is uncertain how to proceed.
In regard to telemarketing practices, Evan the supervisor has a misconception regarding?
- A. The conditions under which recipients can opt out
- B. The right to monitor calls for quality assurance
- C. The wishes of recipients who request callbacks
- D. The relationship of state law to federal law
Answer: C
NEW QUESTION 52
The Video Privacy Protection Act of 1988 restricted which of the following?
- A. Which purchase records of audio visual materials may be disclosed
- B. When downloading of copyrighted audio visual materials is allowed
- C. When a user's viewing of online video content can be monitored
- D. Who advertisements for videos and video games may target
Answer: A
NEW QUESTION 53
SCENARIO
Please use the following to answer the next QUESTION:
Declan has just started a job as a nursing assistant in a radiology department at Woodland Hospital. He has also started a program to become a registered nurse.
Before taking this career path, Declan was vaguely familiar with the Health Insurance Portability and Accountability Act (HIPAA). He now knows that he must help ensure the security of his patients' Protected Health Information (PHI). Therefore, he is thinking carefully about privacy issues.
On the morning of his first day, Declan noticed that the newly hired receptionist handed each patient a HIPAA privacy notice. He wondered if it was necessary to give these privacy notices to returning patients, and if the radiology department could reduce paper waste through a system of one-time distribution.
He was also curious about the hospital's use of a billing company. He questioned whether the hospital was doing all it could to protect the privacy of its patients if the billing company had details about patients' care.
On his first day Declan became familiar with all areas of the hospital's large radiology department. As he was organizing equipment left in the halfway, he overheard a conversation between two hospital administrators. He was surprised to hear that a portable hard drive containing non-encrypted patient information was missing. The administrators expressed relief that the hospital would be able to avoid liability. Declan was surprised, and wondered whether the hospital had plans to properly report what had happened.
Despite Declan's concern about this issue, he was amazed by the hospital's effort to integrate Electronic Health Records (EHRs) into the everyday care of patients. He thought about the potential for streamlining care even more if they were accessible to all medical facilities nationwide.
Declan had many positive interactions with patients. At the end of his first day, he spoke to one patient, John, whose father had just been diagnosed with a degenerative muscular disease. John was about to get blood work done, and he feared that the blood work could reveal a genetic predisposition to the disease that could affect his ability to obtain insurance coverage. Declan told John that he did not think that was possible, but the patient was wheeled away before he could explain why. John plans to ask a colleague about this.
In one month, Declan has a paper due for one his classes on a health topic of his choice. By then, he will have had many interactions with patients he can use as examples. He will be pleased to give credit to John by name for inspiring him to think more carefully about genetic testing.
Although Declan's day ended with many Questions, he was pleased about his new position.
What is the most likely way that Declan might directly violate the Health Insurance Portability and Accountability Act (HIPAA)?
- A. By ignoring the conversation about a potential breach
- B. By following through with his plans for his upcoming paper
- C. By being present when patients are checking in
- D. By speaking to a patient without prior authorization
Answer: A
NEW QUESTION 54
SCENARIO
Please use the following to answer the next QUESTION:
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop. "Doing your network?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking Questions about my opinions."
"Let me see," Matt said, and began reading the list of Questions that his son had already answered. "It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer Questions about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
How could the marketer have best changed its privacy management program to meet COPPA "Safe Harbor" requirements?
- A. By making a COPPA privacy notice available on website
- B. By participating in an approved self-regulatory program
- C. By regularly assessing the security risks to consumer privacy
- D. By receiving FTC approval for the content of its emails
Answer: D
NEW QUESTION 55
Which of the following best describes private-sector workplace monitoring in the United States?
- A. U.S. federal law restricts monitoring only to industries for which it is necessary
- B. Employers have broad authority to monitor their employees
- C. Most employees are protected from workplace monitoring by the U.S. Constitution
- D. Judgments in private lawsuits have severely limited the monitoring of employees
Answer: B
NEW QUESTION 56
Which authority supervises and enforces laws regarding advertising to children via the Internet?
- A. The Office for Civil Rights
- B. The Department of Homeland Security
- C. The Federal Communications Commission
- D. The Federal Trade Commission
Answer: D
NEW QUESTION 57
Which of these organizations would be required to provide its customers with an annual privacy notice?
- A. The Breezy City Housing Commission.
- B. The King County Savings and Loan.
- C. The Four Winds Tribal College.
- D. The Golden Gavel Auction House.
Answer: D
NEW QUESTION 58
The rules for "e-discovery" mainly prevent which of the following?
- A. The loss of information due to poor data retention practices
- B. The practice of employees using personal devices for work
- C. A breach of an organization's data retention program
- D. A conflict between business practice and technological safeguards
Answer: A
NEW QUESTION 59
In 2014, Google was alleged to have violated the Family Educational Rights and Privacy Act (FERPA) through its Apps for Education suite of tools. For what specific practice did students sue the company?
- A. Making student education records publicly available
- B. Scanning emails sent to and received by students
- C. Disclosing education records without obtaining required consent
- D. Relying on verbal consent for a disclosure of education records
Answer: B
NEW QUESTION 60
If an organization maintains data classified as high sensitivity in the same system as data classified as low sensitivity, which of the following is the most likely outcome?
- A. The impact of an organizational data breach will be more severe than if the data had been segregated.
- B. Temporary employees will be able to find the data necessary to fulfill their responsibilities.
- C. The organization will still be in compliance with most sector-specific privacy and security laws.
- D. The organization will be able to address legal discovery requests efficiently without producing more information than necessary.
Answer: D
NEW QUESTION 61
SCENARIO
Please use the following to answer the next QUESTION:
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A.
HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B.
As part of HealthCo's business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth's security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals - ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual's ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient's attorney has submitted a discovery request for the ePHI exposed in the breach.
What is the most effective kind of training CloudHealth could have given its employees to help prevent this type of data breach?
- A. Training on techniques for identifying phishing attempts
- B. Training on the difference between confidential and non-public information
- C. Training on CloudHealth's HR policy regarding the role of employees involved data breaches
- D. Training on the terms of the contractual agreement with HealthCo
Answer: A
NEW QUESTION 62
What is the main purpose of requiring marketers to use the Wireless Domain Registry?
- A. To acquire authorization to send emails to mobile devices
- B. To access a current list of wireless domain names
- C. To prevent unauthorized emails to mobile devices
- D. To ensure their emails are sent to actual wireless subscribers
Answer: C
NEW QUESTION 63
SCENARIO
Please use the following to answer the next QUESTION:
Cheryl is the sole owner of Fitness Coach, Inc., a medium-sized company that helps individuals realize their physical fitness goals through classes, individual instruction, and access to an extensive indoor gym. She has owned the company for ten years and has always been concerned about protecting customer's privacy while maintaining the highest level of service. She is proud that she has built long-lasting customer relationships.
Although Cheryl and her staff have tried to make privacy protection a priority, the company has no formal privacy policy. So Cheryl hired Janice, a privacy professional, to help her develop one.
After an initial assessment, Janice created a first of a new policy. Cheryl read through the draft and was concerned about the many changes the policy would bring throughout the company. For example, the draft policy stipulates that a customer's personal information can only be held for one year after paying for a service such as a session with personal trainer. It also promises that customer information will not be shared with third parties without the written consent of the customer. The wording of these rules worry Cheryl since stored personal information often helps her company to serve her customers, even if there are long pauses between their visits. In addition, there are some third parties that provide crucial services, such as aerobics instructors who teach classes on a contract basis. Having access to customer files and understanding the fitness levels of their students helps instructors to organize their classes.
Janice understood Cheryl's concerns and was already formulating some ideas for revision. She tried to put Cheryl at ease by pointing out that customer data can still be kept, but that it should be classified according to levels of sensitivity. However, Cheryl was skeptical. It seemed that classifying data and treating each type differently would cause undue difficulties in the company's day-to-day operations. Cheryl wants one simple data storage and access system that any employee can access if needed.
Even though the privacy policy was only a draft, she was beginning to see that changes within her company were going to be necessary. She told Janice that she would be more comfortable with implementing the new policy gradually over a period of several months, one department at a time. She was also interested in a layered approach by creating documents listing applicable parts of the new policy for each department.
What is the main problem with Cheryl's suggested method of communicating the new privacy policy?
- A. The policy would not be considered valid if not communicated in full.
- B. Employees would not be comfortable with a policy that is put into action over time.
- C. The policy might not be implemented consistency across departments.
- D. Employees might not understand how the documents relate to the policy as a whole.
Answer: C
NEW QUESTION 64
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More Exam Details
The CIPP-US evaluation checks different topics that are related to data privacy. Some of the tested domains are the basics of the US Privacy Environment, the laws around the collection and the use of data in the private sector, regulations around access to private-sector data by the government, privacy at the workplace as well as privacy laws in different states. Such an exam also tests the candidate's knowledge of the laws and regulations around the movement of private information within the US, to and from the US, the EU, and other relevant jurisdictions. As for the evaluation facts, the CIPP-US exam includes 90 questions that a candidate ought to finish in 2.5 hours. The initial test attempt costs $550, but if one has another certification from IAPP, he or she gets a discount and only pays a fee of $375. In case of a retake, the amount to pay is also $375. The least score that one has to obtain is 300 points, where the range starts from 100 to 500 grades. Then, for the certificate’s maintenance, a candidate is required to pay a fee of $250 every two years. Still, the renewal fee is included in the membership cost for IAPP members. To add more, the vendor offers this test all through the year. However, the exam time and date may vary depending on the candidate‘s location. Lastly, all candidates should book their slots early enough, at least 90 days before the actual exam date.
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